If you have dreams .... we have the solution.

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HOME PURCHASING

 

Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you're a first-time homebuyer.

HOME REFINANCING

 

Refinancing your home? Refinancing your current home loan can offer many benefits: Reduce your monthly mortgage payment; Payoff your home in shorter term; and/or Change your current variable rate loan to a fixed rate loan. 

HOME EQUITY

 

Considering a home equity loan? Borrow up to 80% of the Fair Market Value of your homestead property  to consolidate debt, college tuition, or unexpected purchases.


With a history of integrity & quality, Encompass is the place for you. We help you build a foundation with the right tools & services.


How We Work

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OUR LOCATION

 

Main Headquarters

6051 N Course Dr

Houston, TX 77072

T 713-407-1830 E mortgageservices@smartcu.org